Nor, as far as I could see, does her terraced cottage contain a large swimming pool. But she may well live in the only gated community in Stoke Newington. All the same, despite the entryphone door that protects Lucker's small mews, this chaotic chunk of north London is about as far from the fantasy world of Earl's Park as it is possible to go without moving to Iraq.
When I get to Lucker's home, police sirens were wailing. I had read that she was an insomniac, often getting by on no more than three or four hours a night.
But the slender woman who greeted me at the door certainly didn't look tired. In a brown sleeveless top, denim mini-skirt, fishnets and suede knee-length boots, she is a neat bundle of nervous energy. In conversation, her breathing seems to come a distant third behind the more urgent priorities of talking and smoking.
Even when she's sitting down, she looks like she's in a rush - to the next sentence, to the next fag. She gives the impression of someone who fears that if she slows down the world might stop. And you can see how she could have got that idea. Three years ago she was considering giving up acting to retrain as a teacher.
Bringing together the aesthetics of Hello magazine and the verisimilitude of a Jackie Collins novel, it has redefined the very concept of kitsch and, in Tanya Turner, produced a Lady Macbeth for the Versace generation.
To say that Lucker is pleased with how things have turned out is an almost callous understatement. She is pinch-herself overjoyed. Not for her the metropolitan irony with which most people tend to discuss Footballers' Wives. The drama centres on the lifestyles and unpredictable mating habits of a fictional football team Earl's Park and, in particular, the players' partners. An uncomplicated summary of Tanya's role would be to say that she used to be married to the club captain, Jason, who was murdered after fathering an hermaphrodite baby with the mother of a teammate who adopted the baby with his wife who soon died of anorexia.
And then she was married to the club chairman, whom she once put in a coma, but finally killed off with a cocktail of Viagra and vigorous sex. Most recently, in the series that has just finished, she was having an affair with the star player whom she had wooed away from his bisexual pregnant wife who pretended to kill herself after faking her own kidnapping.
There are many possible reactions to Footballers' Wives, but by far the most unusual is believing in it. Lucker tells me that her parents thought a scene on a Lear jet in which Tanya had sex with the Earl's Park, Beckham-like figure, Conrad, was 'a bit much'. Simon Hoggart has noted that she has two expressions: This may be a bit reductive, but only slightly. The point is, though, she's played her part, however absurd it gets, without allowing herself the indulgence of a nod or a wink to the audience.
There was no research involved in the part. She didn't track a footballer's wife for six months or, indeed, six minutes. Instead she based Tanya on Sharon Stone's character, Ginger, the neurotic call girl-turned-gangster's moll in the film Casino. I'm not sure if Stone would appreciate the compliment, but it's beyond question that both are highly strung characters whose frequent use of cocaine does little to help them relax. I wondered if she'd taken naturally to the 'heightened' dramatic style or whether she had been asked to emote a little more obviously.
As a result, she's become the star of the show, a fact she obviously knows, though she tries, to me at least, to pretend otherwise. She's clearly self-conscious about appearing a prima donna. Quite innocently she refers to the 'gift she has been given', meaning the part in a high-profile series, but immediately she stops. I can see the headline: The hyper-awareness may stem from the starring role she has landed in the tabloids.
She was just like her character: I was devastated actually. Then various unsubstantiated rumours appeared in the press suggesting that she was romantically involved with her co-stars. Thereafter her on-off affair with children's TV presenter Tony Craig made the headlines. And, just recently, the meagre fact that she was seen leaving a bar with a man was a major story in the Mirror.
She's quite philosophical about the intrusion into her private life, though she insists she's never courted attention. This is not strictly true because she appeared with Craig in OK magazine, where she revealed: I ask her if it was wise, as Piers Morgan likes to say, to invade her own privacy.
I'm trying to teach myself to have no regrets. That's not natural is it? One of four children born and raised by her teacher parents in Huddersfield, she is a down-to-earth Yorkshire lass, the kind you can imagine having a laugh with in a wine bar. Although there's a toughness to her features that probably landed her the part of Tanya, her face softens when she smiles and she comes across as friendly, approachable and surprisingly guileless.
None the less, she refers to 'Tanya' and 'Zoe' often enough to suggest that she may have to remind herself to distinguish between the two. And while she wears her hair up and dresses more youthfully than Tanya, she has layered her face with an orange make-up that would cause you to adjust your set if you saw it on television - unless, of course, you were watching Footballers' Wives.
There is also at least one other quality the two women share: I would be lying if I said I thought I was going to spend my life doing Shakespeare. I always thought there was something marketable about me.
Now that fame has arrived, she doesn't seem in the least bit disappointed. She says that people shout at her in the street in London, and when she goes back to Huddersfield she's mobbed by strangers.
If I was someone who didn't like talking, maybe it would be different, but I do like talking. I found that the only way I could squeeze a question in was to wait for the moment she lit her next cigarette.
You sense that as much as she adores her two cats, she'd appreciate a bit more company around the house. Anyway, one could only admire her enthusiasm, especially for Footballers' Wives. She even argues that it is a forum for exploring social issues that are neglected elsewhere in the media. This novel interpretation becomes apparent when I mention that I had heard the cast had protested about the hermaphrodite baby story, fearing - oh the sensitivity of actors - that they would become a laughing stock.
I was not concerned,' she adds, drawing a distinction that others might not see. But there are a lot more hermaphrodites out there than people realise.
By not doing it, we're keeping it taboo. People need to know. As much as people think Footballers' Wives is all high heels and make-up, there are issues that are raised that do actually raise awareness. In the meantime, she will be seen in Shed presumably named after the quantity of money it makes Productions' other hit, Bad Girls, the female prison drama that is just like Footballers' Wives, only set in a jail.
In a dramatic transfer that is being hailed as a television first, Tanya turns up at Larkhall prison, after being caught with a large amount of cocaine planted in the last episode of Footballers' Wives by her love rival, Amber.
It was so dark and rainy and the effect is so realistic, you think: Before I leave Zoe, in her jazzy cottage, with its metal staircase, glitter lavatory seat and wailing police car sirens, I ask her what her favourite Tanya moment is.
She thinks for a while and then, with a smile as broad as Yorkshire, says: